The effect of risk and credit management on bank performance (a case study of zenith bank plc) | Blazingprojects Postgraduate Thesis
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The effect of risk and credit management on bank performance (a case study of zenith bank plc)

 

Table Of Contents


Chapter ONE

INTRODUCTION

  • 1.1Introduction
  • 1.2Background of Study
  • 1.3Problem Statement
  • 1.4Objective of Study
  • 1.5Limitation of Study
  • 1.6Scope of Study
  • 1.7Significance of Study
  • 1.8Structure of the Research
  • 1.9Definition of Terms

Chapter TWO

LITERATURE REVIEW

  • 2.1Overview of Risk Management
  • 2.2Credit Management in Banking
  • 2.3Relationship between Risk and Credit Management
  • 2.4Impact of Risk Management on Bank Performance
  • 2.5Impact of Credit Management on Bank Performance
  • 2.6Best Practices in Risk Mitigation
  • 2.7Case Studies on Bank Performance
  • 2.8Regulations and Compliance in Risk and Credit Management
  • 2.9Innovations in Risk and Credit Management
  • 2.10Future Trends in Risk and Credit Management

Chapter THREE

RESEARCH METHODOLOGY

  • 3.1Research Design
  • 3.2Data Collection Methods
  • 3.3Sampling Techniques
  • 3.4Data Analysis Procedures
  • 3.5Research Instrumentation
  • 3.6Ethical Considerations
  • 3.7Limitations of the Methodology
  • 3.8Validity and Reliability

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • 4.1Overview of Data Analysis
  • 4.2Presentation of Findings
  • 4.3Analysis of Risk Management Practices
  • 4.4Analysis of Credit Management Practices
  • 4.5Correlation Analysis
  • 4.6Regression Analysis
  • 4.7Discussion on Findings
  • 4.8Comparison with Existing Literature

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • 5.1Summary of Findings
  • 5.2Conclusions
  • 5.3Implications for Banking Industry
  • 5.4Recommendations for Practice
  • 5.5Recommendations for Further Research
  • 5.6Reflection on Research Process

Thesis Abstract

This research work was undertaken to assess the effect of risk and credit management on bank performance with reference to Zenith Bank Plc.

This work was intended to achieve the following objectives to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence risk and credit management on bank performance.

Relevant data were collected from both primary and secondary sources. Questionnaire was the main primary data collected instrument employed while data from various relevant publications constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn; that sound lending requires a clear-well articulated and easy accessible policy document which spells out the philosophy of lending. On the basis of the above findings, it was recommended that banks should ensure that loans given out to customers should be backed by adequate collateral security.

Finally, it is the opinion of the researcher that the management the Money-Deposit Banks should prevent the incidence of bad debts in Nigerian Banks.


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