The effect of interest rate on loan repayment in micro finance banks in nigeria
Table Of Contents
Chapter ONE
INTRODUCTION
- 1.1Introduction
- 1.2Background of Study
- 1.3Problem Statement
- 1.4Objective of Study
- 1.5Limitation of Study
- 1.6Scope of Study
- 1.7Significance of Study
- 1.8Structure of the Research
- 1.9Definition of Terms
Chapter TWO
LITERATURE REVIEW
- 2.1Overview of Microfinance Banks
- 2.2Concept of Interest Rate
- 2.3Loan Repayment in Microfinance Banks
- 2.4Factors Affecting Loan Repayment
- 2.5Importance of Interest Rates in Banking
- 2.6Theoretical Frameworks on Loan Repayment
- 2.7Empirical Studies on Interest Rate and Loan Repayment
- 2.8Government Policies on Microfinance Banks
- 2.9Role of Technology in Loan Repayment
- 2.10Challenges Faced by Microfinance Banks
Chapter THREE
RESEARCH METHODOLOGY
- 3.1Research Design
- 3.2Sampling Techniques
- 3.3Data Collection Methods
- 3.4Data Analysis Procedures
- 3.5Research Instrumentation
- 3.6Research Ethics
- 3.7Validity and Reliability
- 3.8Limitations of the Research
Chapter FOUR
DATA PRESENTATION AND ANALYSIS
- 4.1Overview of Data Findings
- 4.2Analysis of Interest Rate Impact on Loan Repayment
- 4.3Comparison of Loan Repayment Rates
- 4.4Factors Influencing Loan Repayment
- 4.5Relationship Between Interest Rate and Default Rates
- 4.6Case Studies on Loan Repayment
- 4.7Recommendations for Microfinance Banks
- 4.8Implications for Future Research
Chapter FIVE
SUMMARY, CONCLUSION AND RECOMMENDATIONS
- 5.1Summary of Findings
- 5.2Conclusion
- 5.3Recommendations
- 5.4Contributions to Knowledge
- 5.5Implications for Microfinance Sector
Thesis Abstract
The study sought to appraise the effect of interest rate on loan repayment in microfinance institutions. Lapo Micro Finance Bank, a microfinance institution in Ikot Abasi was used as a case study for the study. The research was conducted using questionnaires and interviews. In all 100 customers and 20 employees were sampled for the research. A systematic random sampling was used for the data collection. The findings of the research revealed that though interest rate plays a major role in loan repayment, other factors such as loan term and the repayment frequency also influence to a large extent the loan repayment. Customers indicated that though lower interest rate would enhance loan repayment, the issue of accessibility and availability of funds was paramount. To enhance loan repayment, the researcher recommends lower interest rate to ease loan repayment burden and loans granted should be amounts that customers can service. Again, micro-insurance could be established to protect the Institution and customers against any default.
Thesis Overview
Blazingprojects Mobile App
📚 Over 50,000 Research Thesis
📱 100% Offline: No internet needed
📝 Over 98 Departments
🔍 Thesis-to-Journal Publication
🎓 Undergraduate/Postgraduate Thesis
📥 Instant Whatsapp/Email Delivery
Related Research
A Framework for Predicting Antibiotic Resistance Development in Clinical Bacteria...
This research aims to develop a helpful framework that can predict how bacteria that cause infections in hospitals and clinics become resistant to antibiotics. ...
A Framework for Patient-Centered Design in Remote Medical Rehabilitation Programs...
This research focuses on creating a practical framework to guide the design of remote medical rehabilitation programs that are centered around the needs and pre...
A Framework for Standardizing Quality Control Practices in Clinical Laboratory Testi...
This research focuses on developing a clear and practical framework to standardize quality control practices in clinical laboratory testing. Quality control in ...
A Framework for Parametric Modeling of Additive Manufacturing Mechanical Properties...
This research focuses on developing a systematic framework to model the mechanical properties of materials produced through additive manufacturing (AM), also kn...
A Framework for Modeling Nonlinear Dynamics in Chaotic Systems...
This research aims to develop a comprehensive framework for understanding and modeling nonlinear dynamics in chaotic systems. Chaotic systems are complex system...
A Framework for Predicting Corrosion Resistance in Aluminum Alloy Composites...
This research focuses on developing a structured way to predict how well aluminum alloy composites resist corrosion, which is a common challenge in many industr...
A Framework for Analyzing the Impact of Social Media Influencers on Youth Political ...
This research examines how social media influencers affect the way young people engage with politics. In recent years, social media influencers—individuals wi...
A Framework for Integrating Social Media Engagement into Customer Loyalty Models...
This research explores how social media engagement influences customer loyalty, aiming to create a new framework that combines these two areas. Customer loyalty...
A Framework for Analyzing Code-Switching as a Pragmatic Competence...
This research is focused on understanding how people switch between languages or dialects in everyday conversation, a phenomenon known as code-switching. Specif...
