Risk of credit and lending in an artificial adaptive banking system | Blazingprojects Postgraduate Thesis
Home / Banking and finance / Risk of credit and lending in an artificial adaptive banking system

Risk of credit and lending in an artificial adaptive banking system

 

Table Of Contents


Chapter ONE

INTRODUCTION

  • 1.1Introduction
  • 1.2Background of Study
  • 1.3Problem Statement
  • 1.4Objective of Study
  • 1.5Limitation of Study
  • 1.6Scope of Study
  • 1.7Significance of Study
  • 1.8Structure of the Research
  • 1.9Definition of Terms

Chapter TWO

LITERATURE REVIEW

  • 2.1Overview of Credit and Lending
  • 2.2History of Banking Systems
  • 2.3Types of Artificial Intelligence
  • 2.4Applications of AI in Banking
  • 2.5Risks in Credit and Lending
  • 2.6Regulations in Banking
  • 2.7Credit Scoring Models
  • 2.8Machine Learning in Finance
  • 2.9Challenges in Implementing AI in Banking
  • 2.10Future Trends in AI and Banking

Chapter THREE

RESEARCH METHODOLOGY

  • 3.1Research Methodology Overview
  • 3.2Research Design
  • 3.3Data Collection Methods
  • 3.4Sampling Techniques
  • 3.5Data Analysis Procedures
  • 3.6Ethical Considerations
  • 3.7Validity and Reliability
  • 3.8Limitations of the Methodology

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • 4.1Analysis of Credit and Lending Risks
  • 4.2Impact of AI on Risk Management
  • 4.3Case Studies in Banking Sector
  • 4.4Comparison with Traditional Banking
  • 4.5Customer Perception of AI in Banking
  • 4.6Financial Performance Metrics
  • 4.7Recommendations for Improvement
  • 4.8Future Research Directions

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • 5.1Conclusion and Summary
  • 5.2Summary of Findings
  • 5.3Implications for Banking Industry
  • 5.4Contributions to Knowledge
  • 5.5Recommendations for Practice
  • 5.6Areas for Future Research

Thesis Abstract

We present a simulation tool we have developed to build artificial banking systems and to study the interaction among banks and firms under various conditions. In this application, we consider a banking system composed of artificial adaptive banks, which have to make decisions about the opportunity to lend money to prospective borrowers. Such borrowers are risky firms whose value evolve stochastically over time according to an heterogeneous (across firms), time-varying probability. Banks decide whether to give out loans or not on the basis of an information set which is partly firm-specific and partly of a macroeconomic nature. The evaluation of such information set takes place by means of neural networks which learn over time to distinguish among good and bad borrowers. We consider the model as a useful simulation instrument to analyze the dynamic evolution of an economy where some of the variables are not common knowledge. The results show that these learning techniques are effective and that banks learn to discriminate among borrowers. Moreover we can see that this simulation tool allows to study not only the effects of general macroeconomic conditions on such learning, but also the interactions among artificial agents and their behavior under different initial assumptions.

Thesis Overview

Blazingprojects Mobile App

📚 Over 50,000 Research Thesis
📱 100% Offline: No internet needed
📝 Over 98 Departments
🔍 Thesis-to-Journal Publication
🎓 Undergraduate/Postgraduate Thesis
📥 Instant Whatsapp/Email Delivery

Blazingprojects App

Related Research

Physiotherapy. 3 min read

Developing a Holistic Model for Chronic Low Back Pain Management in Physiotherapy...

This research aims to create a comprehensive and practical model to help physiotherapists better manage patients with chronic low back pain. Chronic low back pa...

BP
Blazingprojects
Read more →
Physiology. 2 min read

A Framework for Integrating Autonomic Nervous System Responses in Cardiovascular Reg...

This research aims to develop a comprehensive framework that explains how the autonomic nervous system (ANS) controls and coordinates cardiovascular functions. ...

BP
Blazingprojects
Read more →
Philosophy. 3 min read

A Model for Ethical Decision-Making in Autonomous Artificial Agents...

This research explores how to help autonomous artificial agents, like robots or self-driving cars, make ethical decisions when facing dilemmas. As these machine...

BP
Blazingprojects
Read more →
Pharmacy. 2 min read

A Conceptual Framework for Enhancing Medication Adherence Through Pharmacist-Patient...

This research focuses on understanding how better communication between pharmacists and patients can improve medication adherence, which is when patients follow...

BP
Blazingprojects
Read more →
Paediatrics. 3 min read

A Framework for Holistic Pediatric Growth and Development Assessment...

This research focuses on creating a comprehensive framework that can be used to assess how children grow and develop in all areas—physical, cognitive, emotion...

BP
Blazingprojects
Read more →
Office technology. 4 min read

A Framework for Integrating Artificial Intelligence into Office Technology Practices...

This research aims to develop a practical framework to effectively integrate artificial intelligence (AI) into office technology practices. In modern workplaces...

BP
Blazingprojects
Read more →
Nursing. 2 min read

Developing a Holistic Framework for Nurse-Patient Relationship Enhancement in Chroni...

This research focuses on creating a comprehensive and practical framework to improve the relationship between nurses and patients who are managing long-term, ch...

BP
Blazingprojects
Read more →
Music. 2 min read

A Framework for Analyzing Emotional Expression in Cross-Cultural Music Performance...

This research explores how emotions are expressed and perceived in music performances that come from different cultural backgrounds. Music is a universal langua...

BP
Blazingprojects
Read more →
Microbiology. 2 min read

A Framework for Predicting Antibiotic Resistance Development in Clinical Bacteria...

This research aims to develop a helpful framework that can predict how bacteria that cause infections in hospitals and clinics become resistant to antibiotics. ...

BP
Blazingprojects
Read more →
WhatsApp Click here to chat with us