Lending policies and procedures of banks in nigeria | Blazingprojects Postgraduate Thesis
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Lending policies and procedures of banks in nigeria

 

Table Of Contents


Chapter ONE

INTRODUCTION

  • 1.1Introduction
  • 1.2Background of study
  • 1.3Problem Statement
  • 1.4Objective of study
  • 1.5Limitation of study
  • 1.6Scope of study
  • 1.7Significance of study
  • 1.8Structure of the research
  • 1.9Definition of terms

Chapter TWO

LITERATURE REVIEW

  • 2.1Overview of Lending Policies
  • 2.2Historical Perspective of Bank Lending in Nigeria
  • 2.3Regulatory Framework of Bank Lending
  • 2.4Factors Influencing Bank Lending Decisions
  • 2.5Types of Bank Loans and Credit Facilities
  • 2.6Risk Management in Bank Lending
  • 2.7Technology and Innovation in Bank Lending
  • 2.8Impact of Economic Factors on Bank Lending
  • 2.9Comparative Analysis of Bank Lending Practices
  • 2.10Future Trends in Bank Lending

Chapter THREE

RESEARCH METHODOLOGY

  • 3.1Research Design and Methodology
  • 3.2Sampling Techniques and Sample Size
  • 3.3Data Collection Methods
  • 3.4Data Analysis Techniques
  • 3.5Ethical Considerations in Research
  • 3.6Validity and Reliability of Research Findings
  • 3.7Limitations of Research Methodology
  • 3.8Case Study Approach in Research

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • 4.1Overview of Research Findings
  • 4.2Analysis of Lending Policies in Selected Banks
  • 4.3Comparison of Bank Lending Procedures
  • 4.4Evaluation of Risk Management Strategies
  • 4.5Impact of Economic Factors on Bank Lending Decisions
  • 4.6Customer Perception of Bank Lending Services
  • 4.7Recommendations for Improving Bank Lending Practices
  • 4.8Implications for Policy and Practice

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • 5.1Summary of Findings
  • 5.2Conclusions
  • 5.3Contribution to Existing Knowledge
  • 5.4Implications for Future Research
  • 5.5Recommendations for Stakeholders
  • 5.6Reflections on the Research Process

Thesis Abstract

Lending is the most important activity of the Bank. It is the utmost activity of financial intermediation whereby fund mobilized from the surplus sector of the economy is judiciously redirected to the deficit sector, for investment purposes and economic growth of the country. However, this lending activity is frosted in many dangers especially that of default and delay in repayment. This is what prudential guidelines try to curtail by creating performing and non-performing credit portfolios. Various Banks equally respond to this by creating lending policies, detail what to do and how is to be done concerning their various credit portfolios in order to minimise their exposure. Skye Bank plc (formerly cooperative Bank plc Osogbo Branch) is our case study in this work and we shall examine some of these policies aim at reducing non performance credit by various corporate bodies and customers by enhancing the Bank’s profitabilit

Thesis Overview

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