Financial management effectiveness of credit management in nigerian banking sector | Blazingprojects Postgraduate Thesis
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Financial management effectiveness of credit management in nigerian banking sector

 

Table Of Contents


Chapter ONE

INTRODUCTION

  • 1.1Introduction
  • 1.2Background of Study
  • 1.3Problem Statement
  • 1.4Objective of Study
  • 1.5Limitation of Study
  • 1.6Scope of Study
  • 1.7Significance of Study
  • 1.8Structure of the Research
  • 1.9Definition of Terms

Chapter TWO

LITERATURE REVIEW

  • 2.1Overview of Credit Management
  • 2.2Importance of Credit Management in Banking Sector
  • 2.3Historical Development of Credit Management
  • 2.4Key Concepts in Credit Management
  • 2.5International Practices in Credit Management
  • 2.6Challenges in Credit Management
  • 2.7Regulations and Compliance in Credit Management
  • 2.8Technology and Credit Management
  • 2.9Best Practices in Credit Management
  • 2.10Future Trends in Credit Management

Chapter THREE

RESEARCH METHODOLOGY

  • 3.1Research Methodology Overview
  • 3.2Research Design
  • 3.3Population and Sample Selection
  • 3.4Data Collection Methods
  • 3.5Data Analysis Techniques
  • 3.6Ethical Considerations
  • 3.7Validity and Reliability
  • 3.8Limitations of the Methodology

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • 4.1Overview of Findings
  • 4.2Effectiveness of Credit Management Practices
  • 4.3Impact of Credit Management on Financial Performance
  • 4.4Comparison with Industry Benchmarks
  • 4.5Customer Perception of Credit Management
  • 4.6Recommendations for Improvement
  • 4.7Managerial Implications
  • 4.8Areas for Future Research

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • 5.1Conclusion and Summary

Thesis Abstract

In a volatile economy as we have in this country where things change quite often and with banking education and business experience yet to become well entrenched/ a Bank should not be caught off guard because of poor administration and control of its loan portfolio. Bad debt destroy the Banks earning asset.

The main purpose of the study is to measure the credit administrative pattern of Commercial Banks using Nigerian banks as a case study.

To examine the credit policy and practice of commercial banks, to review   the   credit   administration   and   control procedures in Banks, to examine the management of bad debt and recovery process in banks, to measure the effectiveness of the procedures adopted and to identify constrain associated with loan management to make recommendation based on the finding of the study, to measure the credit administrative pattern of commercial banks.

Copies of questionnaires were delivered to all respondents, credit managers, and retrieved within a week of administration as well as senior staff of banks. Deposit mobilized from customers are on the increase evidencing good, effective and aggressive marketing strateging. The Nigerian banks also continues to extend various forms of credit facilities through a short term basis to its numerous customers.


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