THE ROLE OF NARDB IN THE FINANCING OF AGRICULTURAL CO-OPERATIVES SOICETY IN NGERIA (A CASE STUDY OF NARDB ENUGU)

Thesis Overview

BACKGROUND OF THE STUDY Agricultural cooperative society is a venture by some farmers who holds agricultural stock and is seeking to uplift their collective and individual agricultural standard In the agricultural cooperative society, where many individuals pull resources together, the level of individual maturity and capacity of their productivity is not to be recon with. The prime focus of the study is found out how a bank has been able to finance agricultural productivity. In other to accomplish this study, NACRDB has been selected as a case organization. This objective include efficient and effective credit administration with the target beneficiaries been the rural poor. STATEMENT OF PROBLEM What are the causes of this low productivity in agricultural cooperatives? What can be done to remedy the situation? To make recommendation as to how bank can increase his effectiveness towards agricultural productivity? SIGNIFICANCE OF THE PROBLEM The significance of this study is to help government adopt the high Agro-business policies to enhance the credit effectiveness. This study will help us to know the constraint in the credit availability. OBJECTIVE OF THE STUDY The objective of the study includes;

1. To determine the cause of low agricultural productivity in the cooperative society
2. To determine what can be done to enhance the agricultural productivity
3. To appraise the contribution of banks to the profitability of the agricultural development.
4. To make as to how bank can increase their support in agricultural cooperatives.

SCOPE OF THE STUDY This research study is limited to the geographical and political boundaries of Nigeria in general, Enugu metropolises in particular. It involve only Nigeria agricultural cooperative society and rural development LIMITATION OF THE STUDY It would have been ideals to involve other financial institution but for the constraint of time, fiancé and other material resources which make it difficult. As regard to the project, only NACRDB were studied.