CREDIT MANAGEMENT TECHNIQUES IN AGRICULTURAL CO-OPERATIVE BANK IN NIGERIA (A CASE STUDY OF NACRDB, ENUGU) | Blazingprojects Postgraduate Thesis
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CREDIT MANAGEMENT TECHNIQUES IN AGRICULTURAL CO-OPERATIVE BANK IN NIGERIA (A CASE STUDY OF NACRDB, ENUGU)

 

Table Of Contents


  • TABLE OF CONTENTS Title pageApproval pageDedicationAcknowledgementAbstractTable of contents

Chapter ONE

INTRODUCTION

  • Background of the studyStatement of the problemObjective of the studySignificance of the studyScope and limitationDefinition of termsResearch question

Chapter TWO

LITERATURE REVIEW

  • The Nature of Credit Co-operativeOrigin of Credit Co-operativeTypes of credit co-operativeCo-operative Thrift & Credit Society (CTCS)Overview of credit management techniquesImportance of credit managementContribution of credit to economic developmentThe NACRDB as a source of finance for co-operative businessMandate, Corporate objective and business philosophy of NACRDB credit schemesi. Micro Enterprise Schemeii. Macro Enterprise SchemeNACRDB Interest rate regimeHow to access NACRDB loansNACRDB Ltd sources of fundContribution of other banks in agricultural financingReferences

Chapter THREE

RESEARCH METHODOLOGY

  • Research Design and MethodologyIntroductionArea of studyPopulation of the studySample and sampling procedureMethod of data collectionSources of data

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • analysis and interpretation

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • Recommendation and Conclusion

Thesis Abstract

        ABSTRACT

This project is written to be useful to all who are interested in co-operative organizations, banks and the general public.
This is to reveal the process of effective management of credit in Co-operative Agricultural Bank in Enugu.  In this project, one finds out the means of which this Nigeria Agricultural Co-operative and Rural Development Bank grants loans to public.  For example, critical examining showed that NACRDB grants two broad categories of loans namely micro and macro.  At the macro level, only agricultural projects like agro processing, marketing, production, etc are considered.  While non-agricultural projects financed under micro include artisans such as vulcanisers, road side mechanics, barbing, hair dressing saloons etc.
Factors militating against effective credit management in Agricultural Co-operative Banks in Enugu were revealed both economical and political.
The method use in collecting data for this project is presented in tables and analysed using simple percentage rating.  Much recommendations on the way/ways of improving co-operative credit management is critically highlighted.

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