THE IMPACT OF LIQUIDITY MANAGEMENT ON BANKS’ PROFITABILITY | Blazingprojects Postgraduate Thesis
Home / Accounting / THE IMPACT OF LIQUIDITY MANAGEMENT ON BANKS’ PROFITABILITY

THE IMPACT OF LIQUIDITY MANAGEMENT ON BANKS’ PROFITABILITY

 

Table Of Contents


Chapter ONE

INTRODUCTION

  • 1.1Introduction
  • 1.2Background of Study
  • 1.3Problem Statement
  • 1.4Objectives of Study
  • 1.5Limitations of Study
  • 1.6Scope of Study
  • 1.7Significance of Study
  • 1.8Structure of the Research
  • 1.9Definition of Terms

Chapter TWO

LITERATURE REVIEW

  • 2.1Overview of Liquidity Management
  • 2.2Theoretical Frameworks in Liquidity Management
  • 2.3Importance of Liquidity Management in Banking
  • 2.4Liquidity Risk Management Strategies
  • 2.5Impact of Liquidity Management on Banks' Profitability
  • 2.6Case Studies on Successful Liquidity Management
  • 2.7Challenges in Liquidity Management
  • 2.8Regulations and Compliance in Liquidity Management
  • 2.9Innovations in Liquidity Management
  • 2.10Future Trends in Liquidity Management

Chapter THREE

RESEARCH METHODOLOGY

  • 3.1Research Design and Methodology
  • 3.2Research Approach
  • 3.3Data Collection Methods
  • 3.4Sampling Techniques
  • 3.5Data Analysis Tools
  • 3.6Ethical Considerations
  • 3.7Validity and Reliability
  • 3.8Limitations of the Research Methodology

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • 4.1Overview of Findings
  • 4.2Analysis of Liquidity Management Practices
  • 4.3Impact of Liquidity Management on Banks' Profitability
  • 4.4Comparison with Industry Benchmarks
  • 4.5Key Factors Influencing Liquidity Management
  • 4.6Recommendations for Improving Liquidity Management
  • 4.7Implications for Banks and Regulators
  • 4.8Areas for Future Research

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • 5.1Summary of Findings
  • 5.2Conclusions Drawn from the Study
  • 5.3Contributions to Existing Knowledge
  • 5.4Practical Implications for Banking Sector
  • 5.5Recommendations for Practitioners
  • 5.6Suggestions for Further Research
  • 5.7Reflection on the Research Process
  • 5.8Conclusion and Final Remarks

Thesis Abstract

This study examined the impact of liquidity management on banks profitability in deposit money banks using Guaranty Trust Bank of Nigeria Plc. as a case study. The problem identified in this study is mainly the problem of vibrancy in global financial sector in performing its roles in the growth and development of the economy. This problem arises due to maintaining equilibrium between profitability and liquidity in banking institutions in Nigeria. The primary source of data was used to collect the data while chi-square method was used to analyze the data. The findings indicates that there is a positive relationship between liquidity management and profitability of commercial banks. Based on these findings, the conclusion states that liquidity has great impact on profitability. It is recommended that while commercial banks pursue their profit making objectives, the assets of the bank must be kept at an acceptable level of liquidity so as to meet possible demand from depositors and maintain public confidence at all time. Scholars and technocrats in the banking sector argue that liquidity management should not be the focus of banks but rather risk management, risk management will ensure the bank continues business in a long time. Further research should be conducted on the effect of risk management on the activities of commercial banks in the country.

Thesis Overview

INTRODUCTION
1.1       Background of the Study
The Nigerian economy has undergone fundamental structural changes over the last four decades (1960 to date). Evidence shows that the dramatic structural shifts that occurred lately have not resulted in any appreciable and sustained economic growth and development. Within these periods, the economy has also experienced stunted growth for the greater part of the period. The economy exhibited negative growth rates, which indicates depressed economic situation partly caused by the worldwide economic recession of the early 80s, the world economic meltdown, and recent fall in oil revenue which was as a result of over dependence of the Nigeria economy on oil proceeds, and gross mismanagement of the economy by successive governments (Biaobaku 2014).
According to Awokiyesi (2011), the aim of every economy is the attainment of a healthy and sustainable position, for the critical macro-economic variables, which are the Balance of Payments (BOP), Gross Domestic Product (GDP), Inflation and Unemployment. The pursuits of these goals have become one of the major pre-occupations of policy makers worldwide. This is understandable due to the tremendous impact of developments in Balance of Payments (BOP), Inflation, GDP, Unemployment and social welfare of the society. Generally, the outcomes of these critical macro-economic variables provide a useful guide for appraising the appropriateness of current policy measures designed to bring about a well-ordered economic structure.
The objectives of macro-economic policy for the government of a contemporary mixed capitalist country (like Nigeria) have come to be formulated as the maintenance of high employment levels, without inflation consistently with the achievement of an adequate rate of economic growth, and the preservation of Balance of payments equilibrium. In this context, a major contribution to the theory of economic policy is the Philips curve.
In Nigeria, the realities of the current economic situation have drowned monetary authorities to focus on the framework for sustainable growth, encompassing stabilization as a component of this framework. This conviction is informed by the fact that the country, since the early 1980’s, embarked on the stabilization of the economy, when it became apparent that the economic policies of the 1960’s and 1970’s were no longer of any relevance to the realities of the economy at that time.

Blazingprojects Mobile App

📚 Over 50,000 Research Thesis
📱 100% Offline: No internet needed
📝 Over 98 Departments
🔍 Thesis-to-Journal Publication
🎓 Undergraduate/Postgraduate Thesis
📥 Instant Whatsapp/Email Delivery

Blazingprojects App

Related Research

Business administrat. 2 min read

Comparative Analysis of Leadership Styles and Organizational Performance in SMEs...

This research focuses on understanding how different leadership styles influence the performance of small and medium-sized enterprises (SMEs). Leadership styles...

BP
Blazingprojects
Read more →
Building. 2 min read

Comparative Analysis of Sustainable Building Practices in Residential versus Commerc...

This research explores the similarities and differences in sustainable building practices used in residential and commercial structures. Sustainable building pr...

BP
Blazingprojects
Read more →
Botany. 2 min read

Comparative Analysis of Drought Tolerance in Native versus Invasive Grass Species...

This research explores how well native and invasive grass species can tolerate drought conditions, which is important because droughts are becoming more frequen...

BP
Blazingprojects
Read more →
Biology education. 4 min read

Comparative Analysis of Inquiry-Based versus Lecture-Based Methods in High School Bi...

This research examines two common teaching methods used in high school biology classes: inquiry-based learning and lecture-based teaching. Inquiry-based learnin...

BP
Blazingprojects
Read more →
Biochemistry. 2 min read

Comparative Analysis of Lipid Profiles in AD Patients and Healthy Controls...

This research focuses on comparing the lipid profiles—measurements of fats and fat-like substances in the blood—of individuals diagnosed with Alzheimer’s ...

BP
Blazingprojects
Read more →
Banking and finance. 4 min read

Comparative Analysis of Digital Banking Adoption in Developed and Emerging Markets...

This research focuses on understanding how digital banking services are adopted differently in developed countries compared to emerging markets. Digital banking...

BP
Blazingprojects
Read more →
Art Education. 3 min read

Comparative Analysis of Digital Art Integration in Secondary School Curricula Across...

This research looks at how digital art is included in secondary school teaching in different countries and compares the approaches used. Digital art—using com...

BP
Blazingprojects
Read more →
Architecture. 4 min read

Comparative Analysis of Biophilic Design Principles in Urban versus Suburban Residen...

This research looks at how designs inspired by nature, known as biophilic design, are applied in houses located in urban and suburban areas. The goal is to unde...

BP
Blazingprojects
Read more →
Archaeology and Tour. 4 min read

Comparative Analysis of Heritage Site Management and Tourist Engagement Strategies...

This research looks at how heritage sites, such as historical landmarks, castles, or ancient towns, are managed and how tourists are engaged with these sites. T...

BP
Blazingprojects
Read more →
WhatsApp Click here to chat with us