1. Introduction
2. Literature Review
2.1 Understanding Credit Scores
2.2 Importance of Credit Scores
2.3 Factors Affecting Credit Scores
2.4 Financial Education and Credit Scores
3. Research Methodology
3.1 Research Design
3.2 Data Collection
3.3 Data Analysis
4. Findings
4.1 Pre-education Understanding of Credit Scores
4.2 Post-education Understanding of Credit Scores
5. Discussion
5.1 Implications for Financial Education Programs
5.2 Policy Recommendations
This study aims to investigate the impact of financial education on individuals' understanding of credit scores. Credit scores play a crucial role in determining access to credit and the terms of that credit. However, many individuals lack a clear understanding of how credit scores are calculated and the factors that influence them. This research will employ both qualitative and quantitative methods to assess the effectiveness of financial education programs in improving individuals' comprehension of credit scores. The findings of this study will have implications for financial literacy initiatives and consumer financial well-being.
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