Thesis Abstract

Abstract
The Nigerian financial market has witnessed significant transformation over the years due to the adoption and integration of various technologies. This study aims to explore the impact of technology on economic development in the Nigerian financial market, with a specific focus on United Bank for Africa (UBA). The research will investigate how technological advancements have influenced the efficiency, accessibility, and overall performance of financial activities within UBA and the broader financial market in Nigeria. Through a comprehensive literature review, this research will examine the role of technology in shaping financial services, including online banking, mobile payments, and digital platforms. The study will also analyze the benefits and challenges associated with technology adoption in the financial sector, considering factors such as cybersecurity, regulatory compliance, and customer trust. By focusing on UBA as a case study, the research will provide insights into how a leading financial institution in Nigeria has leveraged technology to drive innovation and growth in its operations. Using a mixed-methods approach, the research will collect both quantitative and qualitative data to evaluate the impact of technology on various aspects of economic development in the Nigerian financial market. Surveys and interviews will be conducted with UBA customers, employees, and industry experts to gather perspectives on the effectiveness of technological solutions in enhancing financial services and expanding market reach. Additionally, financial data and performance indicators will be analyzed to assess the correlation between technology adoption and key economic outcomes. The findings of this study are expected to contribute to the existing body of knowledge on the relationship between technology and economic development in emerging markets like Nigeria. By examining the case of UBA, the research will offer practical insights for financial institutions looking to enhance their technological capabilities and improve their competitiveness in the evolving digital landscape. Ultimately, this research aims to provide valuable recommendations for policymakers, industry stakeholders, and UBA management to capitalize on the opportunities presented by technology for driving economic growth and financial inclusion in Nigeria.

Thesis Overview