Home / Banking and finance / An appraisal of lending policies in commercial banks in nigeria

An appraisal of lending policies in commercial banks in nigeria

 

Table Of Contents


Chapter ONE

1.1 Introduction
1.2 Background of Study
1.3 Problem Statement
1.4 Objective of Study
1.5 Limitation of Study
1.6 Scope of Study
1.7 Significance of Study
1.8 Structure of the Research
1.9 Definition of Terms

Chapter TWO

2.1 Overview of Lending Policies in Commercial Banks
2.2 Evolution of Lending Policies in Banking Sector
2.3 Types of Lending Policies
2.4 Factors Influencing Lending Policies
2.5 Impact of Lending Policies on Banking Operations
2.6 Comparison of Lending Policies in Different Banks
2.7 Challenges Faced in Implementing Lending Policies
2.8 Best Practices in Lending Policies
2.9 Case Studies on Lending Policies
2.10 Future Trends in Lending Policies

Chapter THREE

3.1 Research Methodology Overview
3.2 Research Design
3.3 Data Collection Methods
3.4 Sampling Techniques
3.5 Data Analysis Procedures
3.6 Research Ethics
3.7 Validity and Reliability
3.8 Limitations of the Research

Chapter FOUR

4.1 Overview of Research Findings
4.2 Analysis of Lending Policies in Selected Banks
4.3 Comparison of Lending Practices
4.4 Impact of Lending Policies on Financial Performance
4.5 Customer Perception of Lending Policies
4.6 Recommendations for Improving Lending Policies
4.7 Implementation Strategies for Enhanced Lending Policies
4.8 Future Research Directions

Chapter FIVE

5.1 Conclusion
5.2 Summary of Findings
5.3 Implications of the Study
5.4 Contributions to Knowledge
5.5 Recommendations for Future Research

Thesis Abstract

Lending is an important activity of a Bank Loans advances have long been accepted as the most important asset of the bank.

Unfortunately, as loans/advances constitute the most profitable asset of the bank, it is also the silkiest. Thus, when the asset in not properly managed, the bank may occur losses, which may lead ultimately, lead to us distress. Therefore, this study has evaluated the lending policies of commercial banks in Nigeria.

Almighty lending plugs a very important role in the economic development of a country, it is not without its problems especially if not properly managed. The incidence of poor credit analysis coupled with corrupt practices of some lending official has put many commercial banks in huge bad debt.

The Nigeria Commercial banks therefore, need to carefully and periodically review their lending policies, employ well trained staff and motivated credit staff and enhance the effectiveness of their practices of the value of leans as the highest including asset is to be fully realized while the danger of being the most risky asset is to be minimized. This is Central to addressing the problem of bank distress in the Country.



Thesis Overview

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