1. Introduction
  1.1 Background and rationale
  1.2 Research objectives
  1.3 Research questions
  1.4 Significance of the study
2. Literature Review
  2.1 Credit risk assessment models and their importance
  2.2 Theoretical frameworks on credit risk assessment
  2.3 Empirical studies on the effectiveness of credit risk assessment models
  2.4 Factors influencing the effectiveness of models
3. Research Methodology
  3.1 Research design
  3.2 Data collection and sample selection
  3.3 Variables and measurements
  3.4 Analytical techniques
4. Results and Analysis
  4.1 Descriptive statistics
  4.2 Evaluation of credit risk assessment models
  4.3 Impact of model inputs, validation techniques, and macroeconomic factors
  4.4 Robustness checks
5. Discussion
  5.1 Interpretation of results
  5.2 Comparison with existing literature
  5.3 Implications for banks and regulators