1. Introduction
  1.1 Background
  1.2 Objectives
2. Importance of Agri-financing
  2.1 Role of credit in agricultural development
  2.2 Impact of agri-financing on farm productivity and income
3. Sources of Agri-financing
  3.1 Formal financial institutions
  3.2 Government-sponsored agricultural credit programs
  3.3 Microfinance institutions and cooperatives
  3.4 Crowdfunding and peer-to-peer lending platforms
4. Challenges in Accessing Credit for Farmers
  4.1 Lack of collateral and credit history
  4.2 High interest rates and transaction costs
  4.3 Limited financial literacy and awareness
  4.4 Seasonality and irregular income patterns
5. Role of Financial Institutions
  5.1 Designing farmer-friendly loan products
  5.2 Strengthening credit appraisal and risk assessment mechanisms
  5.3 Promoting financial inclusion through digital technologies